We’ve got your business finance covered
Commercial and business lending by nature is more complex than investment loans, demanding a level of expertise to get your deal over the line. Essentially, a business loan is a loan intended for business purposes. This can include support in buying or fitting out a new premise, investment in commercial property, expanding your current business, or working capital to get you off the ground.
If you need business finance, we’ll work with you to find the right solution and take the extra hassles and stress out of the equation.
Should I use a finance broker?
Researching and knowing which loan is best for you can be a difficult task, as there are hundreds of banks offering different loan rates with varying conditions. The benefit of using The Alliance Group as your business finance broker is that we have access to an extensive lending panel that enables us to make the most informed and customised decisions that best aligns with your business goals and objectives. Essentially, we make the banks fight for your business and the opportunity to service your commercial finance enquiry. Not only this, but our knowledgeable team have a minimum of 9 years industry of finance experience to best structure your loan to allow greater funding opportunities in the future.
A couple of things to consider before approaching a finance broker
- You need a well-researched and concise business plan
This plan outlines your overarching business goals and current finances. A finance broker will use this to assess your current positioning and negotiate with a lender or investor to finance your business.
- Have an understanding of your finance limitations
It’s a good idea to work out what your limitations are for finance and your current financial situation. Knowing this will be a key indication to lenders that you have the ability to repay any money you borrow.
Types of business and commercial finance
- Purchasing your own commercial property
Are you looking to purchase or upgrade your commercial business property? Our expert team can ensure that the future of your most valuable asset is secured based on your specific needs. Learn more about our commercial property finance.
- Seeking commercial finance for a development property
Armed with the knowledge that no two developments projects are the same, our experienced team members are able to deliver the most suitable funding for your project. Learn more about our development finance.
- Replacing older, outdated equipment for the operation of your business
If you’re in need of a new tractor or forklift, we can help you save money on your new purchases. Find out how we can reduce your costs.
- Improving cash flow
If you want to be free from the restraints of traditional banking and see your business grow, our consultants can arrange a Cash Flow/Debtor Finance option that allows you to receive payment for up to 80% the value of your invoices. Read more about our cash flow finance.
- Buying into a franchise
The Alliance Group can help ease the pressure that comes with owning a franchise by preparing a finance solution tailored to your skills and lifestyle. Learn more about how we can secure your franchise funding.